S.I.P.P.

Poor performing Pension? Take control with your S.I.P.P and purchase property.

Albany Hill investors can use pension funds to invest in some of our global developments using a Self Invested Personal Pension (SIPP).

A Self Invested Personal Pension, known as a SIPP, is a personal pension for which the person investing for retirement decides what their pension fund is invested in. Traditionally pensions are managed by a pension fund manager who may invest in volatile stocks and shares and the investor has no control or influence on this decision.

Any type of pension can be transferred into a SIPP, for instance many people have several 'frozen' pensions from previous employment or businesses and/or personal pensions that they can transfer.

An investor using a SIPP can make further contributions ongoing into their SIPP and is entitled to full tax relief which means that if a 40% tax payer paid in £100,000 it could only cost him £60,000.

It is also possible to increase the amount of funds available in a SIPP by borrowing up to a further 50% of the value of the SIPP. For example if a SIPP has funds of £200,000, it can borrow another £100,000 making available £300,000 to invest.

What are the benefits?

Offers a unique opportunity to hotel resort property using pensionsNo requirement for cash investmentIf you do wish to invest cash you receive tax relief on contributions up to 40%No Capital Gains Tax on property investments within a SIPPNo dividends to be taxed on property investments in a SIPPPotential inheritance tax benefitsPre-agreed lending liability based on the property asset NOT the individualA SIPP can be syndicated so to or more people can pool their pension funds to invest – ideal for husband and wife or group investmentMost types of pension can be accepted into a SIPPA tax efficient way to invest for your retirement

This is a complex area and it does need professional advice. Albany Hill have teamed up with a leading independent wealth management company specialising in financial planning.

We can arrange for a no-obligation assessment of your existing pensions and retirement provision free of charge for potential investors to assess whether their existing pension plans may be transferred into a SIPP.

If you are interested in investing through a SIPP call our sales team now on 0845 124 7485

• The Albany Hill Partnership does not offer financial advice

• The Albany Hill Partnership is not regulated by the Financial Services Authority

• The Albany Hill Partnership do not provide any advice on SIPPs direct. We will introduce all interested clients to an authorised FSA firm for this purpose.